Aims: We present a detailed analysis of OGLE 2004-BLG-482, a relatively high-magnification single-lens microlensing event which exhibits clear extended-source effects. These events are relatively rare, but they potentially contain unique information on the stellar atmosphere properties of their source star, as shown in this study. Methods: Our dense photometric coverage of the overall light curve and a proper microlensing modelling allow us to derive measurements of the OGLE 2004-BLG-482 source stars linear limb-darkening coefficients in three bands, including standard Johnson-Cousins I and R, as well as in a broad clear filter. In particular, we discuss in detail the problems of multi-band and multi-site modelling on the expected precision of our results. We also obtained high-resolution UVES spectra as part of a ToO programme at ESO VLT from which we derive the source stars precise fundamental parameters. Results: From the high-resolution UVES spectra, we find that OGLE 2004-BLG-482s source star is a red giant of MK type a bit later than M3, with Teff = 3667 +/- 150 K, log g = 2.1 +/- 1.0 and an assumed solar metallicity. This is confirmed by an OGLE calibrated colour-magnitude diagram. We then obtain from a detailed microlensing modelling of the light curve linear limb-darkening coefficients that we compare to model-atmosphere predictions available in the literature, and find a very good agreement for the I and R bands. In addition, we perform a similar analysis using an alternative description of limb darkening based on a principal component analysis of ATLAS limb-darkening profiles, and also find a very good agreement between measurements and model predictions.
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