The properties of accretion disks around stars and brown dwarfs in the SOri cluster (age 3 Myr) are studied based on NIR time series photometry supported by MIR spectral energy distributions. We monitor ~30 young low-mass sources over 8 nights in the J- and K-band using the duPont telescope at Las Campanas. We find three objects showing variability with J-band amplitudes >0.5 mag; five additional objects exhibit low-level variations. All three highly variable sources have been previously identified as highly variable; thus we establish the long-term nature of their flux changes. The lightcurves contain periodic components with timescales of ~0.5-8 days, but have additional irregular variations superimposed -- the characteristic behaviour for classical T Tauri stars. Based on the colour variability, we conclude that hot spots are the dominant cause of the variations in two objects, including one likely brown dwarf, with spot temperatures in the range of 6000-7000 K. For the third one (#2), a brown dwarf or very low mass star, inhomogenities at the inner edge of the disk are the likely origin of the variability. Based on mid-infrared data from Spitzer, we confirm that the three highly variable sources are surrounded by circum-(sub)-stellar disks. They show typical SEDs for T Tauri-like objects. Using SED models we infer an enhanced scaleheight in the disk for the object #2, which favours the detection of disk inhomogenities in lightcurves and is thus consistent with the information from variability. In the SOri cluster, about every fifth accreting low-mass object shows persistent high-level photometric variability. We demonstrate that estimates for fundamental parameters in such objects can be significantly improved by determining the extent and origin of the variations.