We present a radio-quiet quasar at z=0.237 discovered turning on by the intermediate Palomar Transient Factory (iPTF). The transient, iPTF 16bco, was detected by iPTF in the nucleus of a galaxy with an archival SDSS spectrum with weak narrow-line emission characteristic of a low-ionization emission line region (LINER). Our follow-up spectra show the dramatic appearance of broad Balmer lines and a power-law continuum characteristic of a luminous (L_bol~10^45 erg/s) type 1 quasar 12 years later. Our photometric monitoring with PTF from 2009-2012, and serendipitous X-ray observations from the XMM-Newton Slew Survey in 2011 and 2015, constrain the change of state to have occurred less than 500 days before the iPTF detection. An enhanced broad Halpha to [OIII]5007 line ratio in the type 1 state relative to other changing-look quasars also is suggestive of the most rapid change of state yet observed in a quasar. We argue that the >10 increase in Eddington ratio inferred from the brightening in UV and X-ray continuum flux is more likely due to an intrinsic change in the accretion rate of a pre-existing accretion disk, than an external mechanism such as variable obscuration, microlensing, or the tidal disruption of a star. However, further monitoring will be helpful in better constraining the mechanism driving this change of state. The rapid turn on of the quasar is much shorter than the viscous infall timescale of an accretion disk, and requires a disk instability that can develop around a ~10^8 M_sun black hole on timescales less than a year.
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