We report measurements of the magnetic susceptibility of twinned single crystals of YBa$_{2}$Cu$_{3}$O$_{6+x}$ from just above their superconducting transition temperatures to 300 K with magnetic fields of up to 5 T applied parallel and perpendicular to the CuO$_2$ planes at 7 values of $x$. Appropriate analysis allows the relatively small, but still important, Curie terms to be separated from other contributions to the susceptibility. Our data support a picture in which the Curie terms arise from oxygen disorder in the Cu-O chains. This agrees with published work on polycrystalline samples where the sample cooling rate was varied, but here we show that the Curie plots flatten out above 200 K. We identify small effects of charge density wave (CDW) instabilities in the temperature ($T$) derivative of the in-plane susceptibility $dchi_{ab}(T)/dT$ and discuss their $x$-dependence. For $x=$0.67 we make a detailed comparison with published high energy X-ray diffraction data using a minimal model involving Fermi arcs, thereby obtaining values for the CDW energy gap and the Helmholtz free energy in a coherence volume. At 80 and 100 K the latter is comparable with, or smaller than $k_BT$ respectively, highlighting the probable importance of thermal fluctuations. We note that the effect of the Lorentz force on charge carriers in the Fermi arcs could provide a simple mechanism for enhancing the CDWs in high magnetic fields, as suggested by recent experiments.