We analyze the topological properties of a chiral ${p}+i{p}$ superconductor for a two-dimensional metal/semimetal with four Dirac points. Such a system has been proposed to realize second-order topological superconductivity and host corner Majorana modes. We show that with an additional $mathsf{C}_4$ rotational symmetry, the system is in an intrinsic higher-order topological superconductor phase, and with a lower and more natural $mathsf{C}_2$ symmetry, is in a boundary-obstructed topological superconductor phase. The boundary topological obstruction is protected by a bulk Wannier gap. However, we show that the well-known nested-Wilson loop is in general unquantized despite the particle-hole symmetry, and thus fails as a topological invariant. Instead, we show that the higher-order topology and boundary-obstructed topology can be characterized using an alternative defect classification approach, in which the corners of a finite sample is treated as a defect of a space-filling Hamiltonian. We establish Dirac+$({p}+i{p})$ as a sufficient condition for second-order topological superconductivity.