Observations of isolated neutron stars place constraints on the equation of state (EOS) of cold, neutron-rich matter, while nuclear physics experiments probe the EOS of hot, symmetric matter. Many dynamical phenomena, such as core-collapse supernovae, the formation and cooling of proto-neutron stars, and neutron star mergers, lie between these two regimes and depend on the EOS at finite temperatures for matter with varying proton fractions. In this paper, we introduce a new framework to accurately calculate the thermal pressure of neutron-proton-electron matter at arbitrary density, temperature, and proton fraction. This framework can be expressed using a set of five physically-motivated parameters that span a narrow range of values for realistic EOS and are able to capture the leading-order effects of degenerate matter on the thermal pressure. We base two of these parameters on a new approximation of the Dirac effective mass, with which we reproduce the thermal pressure to within <~30% for a variety of realistic EOS at densities of interest. Three additional parameters, based on the behavior of the symmetry energy near the nuclear saturation density, allow for the extrapolation of any cold EOS in beta-equilibrium to arbitrary proton fractions. Our model thus allows a user to extend any cold nucleonic EOS, including piecewise-polytropes, to arbitrary temperature and proton fraction, for use in calculations and numerical simulations of astrophysical phenomena. We find that our formalism is able to reproduce realistic finite-temperature EOS with errors of <~20% and offers a 1-3 orders-of-magnitude improvement over existing ideal-fluid models.