The nature and mechanism of superconductivity in the extremely electron-doped FeSe based superconductors continues to be a matter of debate. In these systems, the hole-like band has moved below the Fermi energy, and various spin-fluctuation theories involving pairing between states near the electron Fermi surface and states of this incipient band have been proposed. Here, using a dynamic cluster quantum Monte Carlo calculation for a bilayer Hubbard model we show that the pairing in these systems can be understood in terms of an effective retarded attractive interaction between electrons near the electron Fermi surface.