We present simultaneous XMM-Newton and NuSTAR observations of the repeat changing-look AGN NGC 1566, which dramatically increased in brightness in the IR to X-ray bands in 2018. The broad-band X-ray spectrum was taken at the peak of the outburst and is typical of Seyfert 1 AGN. The spectrum shows a soft excess, Compton hump, warm absorption and reflection, ruling out tidal disruption as the cause of the outburst and demonstrating that a standard accretion disk can develop very rapidly. The high resolution grating spectrum reveals that the outburst has launched a ~ 500 km/s outflow, and shows photoionised emission lines from rest-frame gas. We discuss possible mechanisms for the outburst, and conclude that it is most likely caused by a disk instability.
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