RBS 1032 is a supersoft ($Gammasim5$), luminous ($sim10^{43}$ erg/s) ROSAT PSPC source which has been associated with an inactive dwarf galaxy at $z=0.026$, SDSS J114726.69+494257.8. We have analyzed an XMM-Newton observation which confirms that RBS 1032 is indeed associated with the dwarf galaxy. Moreover, RBS 1032 has undergone a factor of $sim100-300$ decay since November 1990. This variability suggests that RBS 1032 may not be a steadily accreting intermediate-mass black hole, but rather an accretion flare from the tidal disruption of a star by the central black hole (which may or may not be intermediate-mass). We suggest that additional tidal disruption events may remain unidentified in archival ROSAT data, such that disruption rate estimates based upon ROSAT All-Sky Survey data may need reconsideration.
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