We study Hubbard models for ultracold bosonic or fermionic atoms loaded into an optical lattice. The atoms carry a high spin $F>1/2$, and interact on site via strong repulsive Van der Waals forces. Making convenient rearrangements of the interaction terms, and exploiting their symmetry properties, we derive low energy effective models with nearest-neighbor interactions, and their properties. We apply our method to $F=3/2$, and 5/2 fermions on two-dimensional square lattice at quarter, and 1/6 fillings, respectively, and investigate mean-field equations for repulsive couplings. We find for $F=3/2$ fermions that the plaquette state appearing in the highly symmetric SU(4) case does not require fine tuning, and is stable in an extended region of the phase diagram. This phase competes with an SU(2) flux state, that is always suppressed for repulsive interactions in absence of external magnetic field. The SU(2) flux state has, however, lower energy than the plaquette phase, and stabilizes in the presence of weak applied magnetic field. For $F=5/2$ fermions a similar SU(2) plaquette phase is found to be the ground state without external magnetic field.
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