Based on the analogy between the Nambu--Jona-Lasinio model of chiral symmetry breaking and the BCS theory of superconductivity, we investigate the effect of $bar q q$ pair fluctuations on the chiral phase transition. We include uncondensed $bar q q$ pairs at finite temperature and chemical potential in a self-consistent T-matrix formalism, the so-called $G_0 G$ scheme. The pair fluctuations reduce significantly the critical temperature and make quarks massive above the critical temperature.